Comprehensive insurance solutions for solid waste disposal.
Welcome to your go-to resource for securing solid waste disposal insurance. Whether you’re in need of general liability, workers’ compensation, business auto, pollution liability, or umbrella/excess coverage, we’ve streamlined the submission process to help you have all the necessary documentation and forms.
Supporting Forms (if needed):
- ACORD 25 for Certificate of Insurance
- ACORD 28 for Evidence of Property
- ACORD 45 for Additional Interests
Submission Checklist for Each Line of Business:
General Liability (GL):
- Business description & NAICS code
- Employee count & payroll by class code
- Services offered (e.g., residential pickup, commercial hauling)
- Prior carrier & current limits
- 5-year loss runs
Workers’ Compensation (WC):
- State(s) of operation
- Class codes (e.g., 94050 – Garbage collection)
- Payroll estimates by class code
- Experience mod worksheet (if available)
- OSHA logs (300/300A) if required
Business Auto (Trash Trucks):
- VIN list with year/make/model and stated values
- Driver list with license numbers, dates of hire, and MVRs
- Radius of operation and garaging ZIPs
- DOT number and compliance data (if interstate)
- Maintenance and driver safety program description
- Prior 3–5 years of auto loss history
Environmental Pollution Liability:
- Description of waste types handled (MSW, C&D, hazardous, etc.)
- Transfer station or landfill ownership?
- Spill/contamination history (past 10 years)
- Copies of DEQ or EPA permits
- Waste manifest & disposal practices
- Site diagrams or transport routes (if required)
Umbrella / Excess Liability (UM):
- Desired limits (typically $1M–$10M)
- Schedule of underlying policies
- Claims exceeding $25,000 in the past 5 years
- Any self-insured retentions
Let’s Get Started
Solid Waste Disposal Insurance Quote Request
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Don’t like forms? Contact us at 434-221-0420 or email us.